The Smartest Way to Manage Your Credit Cards and Spendings

Finory is an automated credit card management app for Malaysians that tracks spending, due dates, and rewards without requiring bank login credentials. By parsing PDF statements locally, it offers a PDPA-compliant, privacy-first way to consolidate multi-bank transactions into a single dashboard.

App Features

Manage all credit cards in one place. See all dues, record payment and get payment reminder to avoid late fees.

Credit Card Manager

Spending Analytic

Manage all your spending from credit cards, debit/savings account and eWallet in a single view. You can filter, search and see all your spending categorized.

Cashflow

Get to know an estimation of your future cashflow. All your installments will be show here, and give you an overview of how much you need to pay back in total.

Insights

The app will show you the insights like next 10 days payable bills, tax relief transactions, your most highest spending in a period or when your spending increase.

Payment Reminder

Manage Subscription

See all your subscription that is paid by your card, all in one place. The app will remind you whether you are still needing it or cancel it to save money.

Get 3 reminder before your credit card due. This give you a longer cash on hand without worrying forget to pay, and get unnecessary charges by the banks.

App Screens

Download the app too see more screens and features!

Frequently asked questions

What is Finory and how does it help me manage my finance?

Finory is an automated card and expenses tracker app that help you consolidate all your spending in one dashboard, providing a single view of your financial health.

How does Finory access my data?

Finory prioritizes security by avoiding direct bank logins or Open Banking APIs. Instead, the app uses a statement forwarding method. You simply forward your official PDF credit card statements to a designated email. Our system then securely parses the statement data to update your dashboard automatically.

Is my financial information secure with statement forwarding?

Yes. Finory is built on a "Privacy-First" philosophy. Since we do not link to your bank accounts or ask for login credentials, your money remains safe and untouched. We don't extract PII information like your name, address and the full card numbers. You can read our Data Processing Policy here.

What makes Finory different from other budgeting apps?

Unlike traditional budgeting apps that require manual entry or risky bank connections, Finory automates the data entry process through statement parsing. We also automatically categorize and enrich your transactions so that we can provide more insights for you.

How much does Finory cost?

Finory pricing is a freemium model whereby the first bank or eWallet added is free, and if you have more accounts to track, you can upgrade to a premium model (monthly subscription).